Streamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren’t required, either.
https://themortgagereports.com/12103/streamline-refinances-comparing-the-fha-va-harp-usda-streamline-programs
7 regulation and compliance issues facing the mortgage industry
https://www.nationalmortgagenews.com/list/7-regulation-and-compliance-issues-facing-the-mortgage-ind...
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