Streamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren’t required, either.
https://themortgagereports.com/12103/streamline-refinances-comparing-the-fha-va-harp-usda-streamline-programs
UWM rollouts include title policy alternative product
https://www.nationalmortgagenews.com/news/uwm-rollouts-include-title-policy-alternative-product
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