Housing finance organizations argue that these companies are relatively small, and allowing other agencies to be the first line of defense has worked.
https://www.nationalmortgagenews.com/news/nonbank-sifi-designations-would-be-ill-suited-for-servicers
Refi potential spreads as average borrower rates rise
Nearly one-quarter of borrowers now have a rate above 5% as households in this category grow and...
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