The average down payment on a house is less than 20 percent. In fact, the median for younger home buyers is just 8-10% down.
https://themortgagereports.com/60543/average-down-payment-on-a-house-and-low-down-payment-benefits
Refi potential spreads as average borrower rates rise
Nearly one-quarter of borrowers now have a rate above 5% as households in this category grow and...
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