NextGenMortgage

Mortgage rates should decline very gradually next year as the Federal Reserve will keep to its implied path of short-term rate reductions, Freddie Mac said. https://www.nationalmortgagenews.com/news/jobs-rates-and-insurance-influence-freddies-2025-outlook

The Federal Housing Administration reported a 96 basis point increase in its capital ratio for fiscal year 2023, and lenders want more changes to the program. https://www.nationalmortgagenews.com/news/fhas-strong-capital-levels-should-end-life-of-loan-rule

The majority of bigger, rated nondepositories will start the year with leaner operations. Opportunities are narrower for smaller players and vary by channel. https://www.nationalmortgagenews.com/news/rocket-pennymac-uwm-ratings-upgraded-by-fitch

Fannie Mae's Consumer Housing Sentiment Index rose in November, continuing its steady climb and showing significant improvement compared to the same period last year. https://www.nationalmortgagenews.com/news/consumers-regain-confidence-in-the-housing-market

For the eighth consecutive quarter, ICE Mortgage Technology lost money on a GAAP basis. Using a pro forma calculation involving Black Knight, operating income increased from a year ago. https://www.nationalmortgagenews.com/news/how-black-knight-is-contributing-to-ice-one-year-later