As U.S. credit card balances continue to march above $1 trillion, the number of newly delinquent credit card users now exceeds the pre-pandemic average and millennials and those with student or auto loans are driving the increase in past-due payments, the New York Fed said.
https://www.nationalmortgagenews.com/payments/news/newly-delinquent-credit-card-users-now-top-pre-pandemic-levels-new-york-fed